Imagine: it’s August, inching closer and closer to triple digits, and your air conditioning unit stops. It just dies. Doesn’t work. No more air conditioner, no more cool air blowing into your home to keep it comfortable. It’s finished.
So you call a heating and cooling company to come check everything and they validate what you already knew – it’s time to invest in a new air conditioner. And then they explain something you didn’t know – it’s going to cost somewhere between $7,000 to $70,000, depending on the type of air conditioner(s) you want, the style of home(s) you have, and the type of energy source you’d like.
It’s time to make a decision. Spend the season soaking in sweat and taking cold showers? Or shell out all your savings (and maybe sell a body part) to cover the cost of a new system?
Or option three? Financing.
Did you know that 70% of people taking on a home improvement project plan on financing it? When you understand that the typical consumer in the United States has under $5,000 they can get ahold of, it makes total sense. So when life happens and things malfunction, and unexpected expenses such as an HVAC system repair or replacement is mandatory, it is vital that we have affordable financing options available.
At BW/Cook Service Experts we have multiple financing options for homeowners looking to replace their heaters or air conditioners. The first set of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional purchasers are those that will most likely have the available cash to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is fully paid off during or before the promotional period expires.
BW/Cook Service Experts also offers financing alternatives with a lower monthly fixed payment and a decent interest rate. This is for buyers who may not have the money as quickly but can afford a lower cost every month. A standard program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost upwards of $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This program makes a new heating and cooling system more affordable, while also receiving an efficient system that will help lower energy bills while supplying home comfort.
The financing programs at BW/Cook Service Experts are included below:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many choices, why wait? Call BW/Cook Service Experts today for a no-charge in-home home comfort analysis and we will help you determine which heating and air conditioning system is right for your home AND which financing option fits in best with your life. We can’t wait to work with you!