Imagine: it’s June, creeping up on triple digits, and your air conditioning unit stops. It just dies. Doesn’t work. No more air conditioner, no more cool air to combat the summer heat and keep your home comfortable. It’s finished.
So you call a heating and cooling company to come take a look and they confirm what you already knew – you have to buy a new system. And then they explain something you didn’t know – it’s going to cost anywhere from $7,000 to $70,000, depending on the type of system(s) you prefer, the style of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend the season soaking in sweat and taking cold showers? Or use all your savings (and maybe sell a body part) to cover the cost of a new system?
Or option three? Financing.
Did you know that 70% of people taking on a home improvement project plan on financing it? When you consider that the typical consumer in the United States has under $5,000 they can get ahold of, it makes total sense. So when life happens and things die, and unexpected expenses such as an air conditioner repair or replacement is mandatory, it is essential that we have affordable financing options available.
At BW/Cook Service Experts we have multiple financing options for homeowners looking to replace their heaters or air conditioners. The first set of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available cash to pay off the loan short term, typically within a year with no interest charges, so long as the amount financed is fully paid off during or before the promotional period expires.
BW/Cook Service Experts also offers financing alternatives with a lower monthly fixed payment and a decent interest rate. This is for buyers who may not have the full amount as quickly but can afford a lower cost every month. A standard program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost upwards of $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This program makes a new heating and cooling system more affordable, while also receiving an efficient system that will help lower energy bills while supplying home comfort.
The financing programs at BW/Cook Service Experts include the following:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many choices, what are you waiting for? Call BW/Cook Service Experts today for a no-charge in-home home comfort analysis and we will help you determine which heating and air conditioning system is right for your home AND which financing option fits in best with your life. We can’t wait to work with you!