Financing Options from BW/Cook Service Experts

Picture it: it’s mid-summer, getting close to triple digits, and your air conditioning unit dies. It just dies. Gone. No more air conditioning, no more cool air blowing into your home to keep it comfortable. No more anything. 

So you call a heating and cooling company to come check everything and they confirm what you already knew – you have to buy a new system. And then they tell you something you didn’t know – it’s going to cost anywhere from $7,000 to $70,000, depending on the type of air conditioner(s) you want, the type of home(s) you have, and the type of energy source you’d like. 

So what do you do? Spend the hottest time of the year soaking in sweat and devouring popsicles? Or shell out all your savings (and maybe sell a kidney) to cover the cost of a new AC unit? 

Or option three? Financing. 

Did you know that 70% of people taking on a home improvement project plan on financing it? When you consider that the average consumer in the United States has less than $5,000 they can get their hands on, it makes perfect sense. So when life happens and things breakdown, and unexpected expenditures such as an HVAC system repair or replacement is mandatory, it is vital that we have affordable financing options available. 

At BW/Cook Service Experts we have multiple financing options for homeowners looking to replace their heating or air conditioning systems. The first group of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional buyers are those that will most likely have the available money to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is fully paid off during or before the promotional period ends. 

BW/Cook Service Experts also offers financing programs with a lower monthly fixed payment and a fair interest rate. This is for buyers who may not have the total value as quickly but can afford a lower cost every month. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency HVAC system can cost an average of $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This program makes a new heating or air conditioning system more affordable, while also receiving an efficient system that will help decrease energy bills while giving home comfort. 

The financing programs at BW/Cook Service Experts include the following: 

• Low monthly payments 
• No down payment 

• No annual fees 
• No prepayment penalties 
• Competitive interest rates 

With so many programs, what are you waiting for? Call BW/Cook Service Experts today for a complimentary in-home home comfort analysis and we will help you determine which heating and air conditioning system is right for your home AND which financing option is best for your life. We can’t wait to get started!